April 29, 2016

Microsoft's One Drive


One Drive

I really enjoy using One Drive. I prefer one drive over Dropbox, Google Drive, and iCloud for a few reasons. If you have a Word, PowerPoint, or Excel document, you can edit them online using Word Online, PowerPoint Online, or Excel Online. Sure, people argue that you can use Google Docs, Slides, and Spreadsheet. News Flash: It's vastly inferior to MS Office.


Google Drive & One Drive

They offer the same core features -- yes. And yes -- Google Docs, Slides, and Spreadsheet are free while MS Office is a paid service.

Although -- as far as I know, Word Online, PowerPoint Online and Excel Online are all free -- since 5GB of One Drive is free. And yes, you can use Word Online, PowerPoint Online, and Excel Online with the free version of One Drive.

But, with Office 365 Personal, you get all of MS Office, and also 1TB of storage. That's $6.99 per month (Equivalent to $83.88 a year) or you could pay for the full year for $69.99. If you wanted 1TB for Google Drive, it's $9.99 per month ($119.88 a year). There is no discount for paying for the full year.

Yes, you could also buy Office Home & Student 2016 for $149.99, but that doesn't include the 1TB storage. If you are just interested in MS Office, then this is obviously the way to go -- assuming you are a student, of course.

More On Google Drive

In case you were curious, Google's services are locked to Google Drive. This isn't all that bad, if you always use Google Drive, but I don't use Google Drive all that much, so I can't use really use those services. Also, you don't need to buy the extra storage for Google. They offer 15GB free -- shared with GMAIL, DRIVE, PHOTOS. If you don't use cloud storage all that much, then 15GB is more than enough.. But for those of you who use programs like Docs, Slides, or Spreadsheets extremely often, it's likely you will want or need more than 15GB. -- If that's the case, it would be cheaper to go MS Office Personal.


My Story On Cloud Storage

Of course, you could go and use an external hard drive or USB flash drive, but for starters - cloud storage is convenient and you aren't forced to carry the external hard drive or flash drive. An external hard drive or flash drive adds extra weight. Whether it's 2 ounces or 2 pounds, that's still extra weight that not everyone wants to carry. Also, living near the Greater New York City area -- I've noticed how fast paced things are -- at least in the Greater New York area. People seem to never have enough time to do anything in the Great New York City area. Imagine having to present something today for a promotion -- or any reason, and when you arrive to work, you realize that you forgot your USB flash drive or external hard drive. THAT WOULD SUCK And I know there are going to be people who argue -- You should always make sure you have everything before you leave or house... Or something along those lines. But if you don't live in or near the Greater New York City area, you probably don't know how fast paced it is over here. Many people also work more than 40 hours a week -- which is the "normal" full-time work week. Fast pace + Long Hours = Sometimes Forgetting


Anyway - I've gone on a tangent... I LIKE ONE DRIVE! But you really can't go wrong with any cloud storage. It's mostly about preference. If you are an iOS user, chances are high you'll be using iCloud. I have used iCloud for a bit and personally don't like it. Yes, the free version offers the same amount of storage as One Drive -- which is 5GB -- iCloud doesn't have Word Online, PowerPoint Online, or Excel Online. Maybe it's because I've never really gotten into the iPhone. Although iPhone's are great, I started with android and never switched... Although, the latest iPhone iPhone SE has been pretty tempting!


Sign Up For One Drive -- 5GB For Free

This is a referral link, it gives me an additional 500MB if you sign up from it! :D
Sign Up For Free - One Drive
Of course, you don't have to sign up using my referral, but I'd greatly appreciate it!

Other Cloud Storage

No referrals here - Yes, I am including a non-referral One Drive link - if you want to use One Drive, but aren't comfortable using a referral link. (If you're cool with referrals then use that. :D)
Dropbox - 2GB Free
One Drive - 5GB Free
iCloud - 5GB Free
Google Drive - 15GB Free


April 25, 2016

The Table of Awesome-Ness-


The Hito Table

Some of you might be wondering what I meant when I said there will be changes. I made a table below - I know the table is pretty garbage, it's the best I can do. Please be kind. :(


The Garbage Table
Content xHitoBlog xHitoBiteZ Frequency
Gaming Yes Yes Whenever Possible
Financial Markets Yes Yes Whenever Possible
The Pitch No Yes Whenever Possible

Why Is Everything Whenever Possible?

If everything goes as planned, then I don't know how often I can create and upload videos. I am in the process of becoming The Silent Ninja. Nobody except me will understand what that means... but there is something I have been working on and it might come out by the end of 2016. The latest being Q1 2017. When it does come out, then everyone reading this post will have the opportunity to know what I mean by The Silent Ninja

I am doing many things (that I enjoy) that don't involve xHitoBiteZ or xHitoBlog. This is the main reason I don't want to put a number on the amount of videos I can make... But who knows, maybe one day I'll become abc.xyz
If you get that, then congrats. If not, fear not - it's not important.

Count Me In? I couldn't think of a header

If you have any questions, go shoot a question in the comments! Good thing this is a short table so I'll be able to answer your questions easily. The changes won't take place until Digimon Data Squad is complete. I might also fail to follow the schedule in the beginning because of my crappy memory.

Gaming

What does "Gaming" mean? Well, that's simple. I will post gaming content on both my YouTube Channel and my blog. Don't expect reviews or anything crazy -- that's not happening. The gaming content will likely stay the same. I'll play through new games, but I won't be doing reviews. I DON'T EVEN REVIEW BRUH

Financial Markets

Okay, okay. I get it. I might have a problem. I talk about the financial markets too much. Maybe they'll make a drink called The Brawl Icky Financial Market Drink - You gotta admit, that sounds pretty darn cool!

What Does The Pitch Mean?

Sorry, can't tell. You'll just have to wait. But I'll give everyone a teaser! PowerPoint and Premiere Pro had a baby.

That's not a teaser, I just wanted to add that line to this post, and it didn't fit anywhere else.

Where Is Digimon World 3?

Sigh... Why do people keep asking?
Maybe because it's a good game and I, xHitoBiteZ, haven't finished let's playing it.
okay.. okay.. I know people want me to finish my let's play of Digimon World 3. I plan on finishing it. Just enjoy my other Digimon Let's Plays until I get around to finishing Digimon World 3. If I had to guess, I,xHitoBiteZ, will probably start and finish a new Digimon game before I continue Digimon World 3.


April 24, 2016

My Story - About MBTI


The Start


I know a good bit about MBTI. I have spent most of summer 2015 reading books about psychology which lead me to MBTI. Myers-Briggs originally started with Carl Jung. He was a Swiss psychiatrist and was seen as one of the founding fathers of modern-day psychology. Carl Jung originally started with eight different cognitive functions. Four which were introverted functions and four which were extroverted functions. Each function had it's own purpose.
1)Show how we view the world
2)Show how we absorb information
3)Show how we make decisions

Katharine Briggs and Isabel Myers (Myers-Briggs came from the last name mother and daughter) published their first personality questionnaire in 1943. Katharine Briggs was originally inspired when she met her daughter's future husband, Clarence Myers. Katharine saw that Clarence was an eligible match for Isabel. However, she noticed that he viewed the world on a completely different level from the two of them. It was from that point on when Katharine started to do EXTENSIVE research until she found Carl Jung's Psychological Types.


Myers-Briggs made the process of understanding personality types a lot easier. The whole idea about MBTI was never to categorize people. It was to help us have a better understanding of the people around us and form deeper connections with them. Although MBTI failed in this sense because all it did was categorize them, I personally prefer this type of categorizing over categorizing people by calling them a Slow Learner or a Book Worm. Instead of insults, they're praises! The difference between the two is that MBTI was never a completed research and name calling does not need any factual evidence.


Although many argue that MBTI is just another stupid test with little to no truth behind it.
It's obvious the complainers are just upset that their unique personalities can be categorized.


Another reason people do not like MBTI is because it doesn't explain the cognitive functions nor does it explain the shadow functions. Because there is not much information given about the cognitive functions and shadow functions from Myers-Briggs Type Indicator, people turn away from it. The Jungian personality type does explain the functions and also shadow functions.


** Carl Jung stated that everyone is both an introvert and an extrovert. However, each person prefers one over the other. A great example is how people write. People will almost always, if not always write with their dominant hand.


** Next, people will either absorb information via sensing or intuition. (Although everyone can absorb information with both, that's a bit advanced and I'd like to stick to the basics for now.)


** Finally, people will make judgments and decisions based on feeling or thinking. Yes, people can make decisions by listening to their emotions and also reasoning it out - That's a bit complex because each person has their own way to doing that. Also, on a general basis people will use their dominant or auxiliary function. (Meaning - whichever is more developed)


The Cognitive Functions


Now, each function has both an introverted side to it and an extroverted side to it. The eight functions are as follows:
Introverted Thinking & Extroverted Thinking
Introverted Feeling & Extroverted Feeling
Introverted Intuition & Extroverted Intuition
Introverted Sensing & Extroverted Sensing


Carl Jung explains that each person can be any type depending on a given situation. However, they will usually act like a certain type -- just like how someone writes with their dominant hand whenever possible. The introverted side is considered subjected while the extroverted side is considered objective. Although feeling and intuition technically cannot be objective. It's more about how you view the world. Do you view it with a subjective lenses (introversion) or do you view the world as is (extroversion).


Keep in mind that I am talking about each function in its core. Only a robot would be able to achieve each functions maximum potential.


Introverted Thinking (Ti) cares about making a logical system inside their head; the more developed the function is, the more advanced and amazing Ti becomes. The best way to explain introverted thinking is to think about how a car is made. Imagine taking every piece of the car out and just laying it on the floor, just like a blueprint. Now understanding where each piece of the car belongs and how each piece is used in order for the car to move is how introverted thinking works. Introverted thinking cares about understanding everything for knowledge or for the sake of understanding it. Ti users don't care about putting their newly acquired knowledge to accomplish something. Ti users enjoy learning for the satisfaction that learning provides.


Extroverted Thinking (Te) cares about putting everything into reality. Extroverted thinking cares less about understanding everything (although they might care about understanding everything depending on the situation) but more about trying things and seeing what works. Think of Te as a bulldozer. A bulldozer will crush everything in its way in order to achieve the end result. For a bulldozer, it's clearing the path. For a Te user it might be something as simple as learning how to cook a few delicious meals. Once the Te user learns how to make those few meals, they might continue learning other dishes assuming they want to become a chef or be satisfied with what they accomplished and make those same few meals for the rest of their lives. Yes, this might be a bit extreme, and in reality it probably won't work out this way, but I know of a few Te users that learned how to make 5-10 dishes and eat those same few meals 6 days a week. The last day of the week, Saturday they go out and eat whatever their heart desires. Heck, even I make the same few meals unless someone else in my house is cooking. I usually eat those same few meals everyday.



For those curious, my day usually consists of eggs with cheese (no bread or butter), chicken or fish (no rice), and beans with chopped green beans or spinach. I drink water, coffee, and tea. Soda too, but that's pretty uncommon.


Extroverted Feeling (Fe) is an emotional function. Fe cares about harmony. A great quote that I hear every time I read up about or ask about extroverted feeling is: "If everyone is happy then I am happy because everyone includes me." Fe users care about the needs of others before their own needs. Think of a nurse, a nurse cares about everyone else's needs before he/she has time to take a break and eat her lunch or take a sip of water. The situation could also be as simple say agreeing with someone so the two don't enter into an argument. Of course, sometimes a Te users might do the same, but generally it's easy to tell if the situation is based on Fe or Te.


Introverted Feeling (Fi) is about individualism. Introverted feeling cares about it's own feelings before the feelings of others. Fi cares about standing out, not for the sake of being different but because Fi wants to express itself. Introverted feeling is hard to explain, but think of meeting new people at a business meeting -- a Fi user will hide part of itself, because Fi users don't always feel comfortable expressing themselves to people they just met. Also, Fi users don't always care about status.


Introverted Intuition (Ni) is the rarest of all the functions. According to some studies and surveys it represents less than 10% of the human population. The only way to understand Introverted Intuition if you aren't a Ni user, is to think of introverted intuition as a Shaman or a third eye. Ni users ask a lot of what if questions that MIGHT not make any sense. BUT the Ni user might have a rational explanation for their strange questions.Ni users are also known for accurately predicting the future. Of course, no human can actually predict the future. A future predicted by someone who has fully developed Ni is going to be more accurate than any other type trying to predict the future. That's one of the reasons why Shamans were viewed so highly.


Extroverted Intuition (Ne) cares about ENDLESS possibilities. Ne users will question everything. From "why do we think the way we think" to "why do we walk on two legs instead of four legs." Some people believe Ne users ask stupid questions. Personally, I think they ask the best questions. Extroverted Intuition is also known to be the best at thinking outside of the box. Also, extroverted intuitive users have the hardest time focusing on one thing -- which makes sense because of the amount of questions they have. And after x amount of questions, they get ideas which leads to experimentation and so forth.



MBTI TABLE
The Intuitive Thinkers The Intuitive Feelers The Sentinels The (Orb)Servationists
ENTJ ENFJ ESTJ ESTP
ENTP ENFP ESFJ ESFP
INTP INFP ISFJ ISFP
INTJ INFJ ISTJ ISTP


Comment your opinion on MBTI and Jungian Typology!



April 22, 2016

Digimon World Data Squad

The Beginning

Digimon World Data Squad started way back in Feb 21, 2016. However, I started recording it back at the end of January. Yes, that means it took between 3-4 weeks before the first video was released to the public. (Man, typing that made me feel like I'm a super cool dude).

There were a few reasons it took so long. First, it takes longer to record and upload a video when you have a co-host. Second, this game has a ton of grinding so I wanted to record about half the game before publicly publishing anything on YouTube. And of course, the most important reason. Back in January I had some extra time to record and upload games and I knew that I would eventually get to a point where I would have a lot less time and potentially not have time to record and upload a video once a week.

Unfortunately, the unexpected decided to take its toll on me. And I didn't have $20 to pay the teller to cross the bridge -- I was stuck asking the teller to give me a free pass. It worked out eventually -- on April Fool's day?
(Don't ask me how I survived talking to the teller for 5 weeks without any food or water. Where did the 5 weeks come from? Episode 3 to 4 is about 5 weeks apart.)

Then the Hiatus

I started uploading once a week -- on Sundays. But that only worked with the first 3 videos. March 6, 2016 was when the third video came out. Then the Digimon World Data Squad Hiatus began. I'm sure many of my viewers thought that this would become a Digimon World 3. I had no plans on starting a hiatus on Digimon World Data Squad (which is also why I was only uploading this game once a week). Things just didn't go the way I expected and I was unable to record and upload any more Digimon.

I just wonder how many of my viewers lost faith in my Digimon World Data Squad LP. Hopefully, none, but if anyone did then they'll (hopefully) regain faith because Digimon World Data Squad is nearly complete! (Okay, that's a lie.. It's about halfway done -- Just like that one song??)

I am also aware of the fact that Digimon World 3 is still on a hiatus. I plan to complete that game eventually. I don't know when, but I have not given up on Digimon World 3. From time to time I think about when I will bring it back. (When I do indeed bring it back, I WILL COMPLETE IT!)

But Fear Not!

On April 14, 2016 the fourth episode of Digimon World Data Squad and since then I have been releasing a video every Thursday. (Okay... Only 2 videos but that's progress..)

Uploading once a week isn't all that great.. BUT this LP isn't all that long. It'll be over in a blink of an eye. :D (No, not really, but it's not a long LP)

What Next?


xHitoBiteZ & xHitoBlog

xHitoBiteZ and xHitoBlog will likely see some changes after the completion of Digimon World Data Squad. You may have already noticed some changes, but slowly there will be changes. Since xHitoBlog doesn't have much content it won't seem like a shift, but xHitoBiteZ has a lot of (one particular type of) content on it and the change will be noticeable. 

Check Out Digimon World Data Squad


Let know know if you are enjoying the let's play (or have enjoyed the let's play if you are reading this after the game is completed)

Don't forget to vote on your favorite Digimon game. Who knows, maybe I'll let's play it. ;)
After the completion of the LP, I will close this Google Form.

VOTE NOW!
Vote For Your Favorite Digimon Game 

April 14, 2016

Qualified Dividends Vs. Non-Qualified Dividends


If you own stock, you might have noticed in your 1099 report that there are qualified dividends and non-qualified dividends. You might have asked your accountant what that means or you might have done a Google search and found some basic information.

The short version

* Qualified dividends are taxed at a favorable rate which is between 0% - 20%
(From the irs.gov website).

* Non-qualified dividends are taxed at your ordinary income level.
Ordinary income on the federal level is between 10% - 39.6%.

Qualified Dividends

Qualified dividends are taxed on three levels. 0% -- for tax payers in 10 or 15%, 15% -- for tax payers above 15% but below 39.6%, and 20% -- for tax payers in the highest tax bracket - 39.6%.

To qualify for this:

1) The dividend must have been paid by a U.S. corporation or some qualified foreign corporations (there are some exceptions)

2) Dividend not paid by Real-Estate Investment Trusts, Master Limited Partnerships, dividends paid on Employee Stock Options, dividends paid by tax-exempt companies, and dividends paid on savings or money market accounts.

3) Investor meets the holding period.

Holding Period - When an investor purchases a stock for it's dividend, there is a holding period to receive a lower tax rate. There is a 121-day period. The investor has to hold the stock for 61 days of the 121-day period. The 121-day period begins 60 days before the ex-dividend date.

EXCEPTIONS - There are some exceptions. However, generally speaking, investors can't purchase these types of stock. Yes, that's right. Preferred Stock! Preferred stocks are generally only offered to financial institutions.

Ex-Dividend - The company announces when it plans to pay a dividend. They also announce the last day investors are entitled to the dividend.

Example - Company X Declares a dividend on March 3, 2016. They announce the Payable Date is June 1, 2016 and the Ex-Dividend Date is May 4, 2016.  That means that the last day you can purchase the stock to be entitled to the dividend is May 3, 2016. 1 day before the Ex-Dividend Date.

Non-Qualified Dividends

* Taxed at ordinary income. 10% - 39.6% -- Subject to change if taxes increase or decrease in the future.

* Dividend paid by: 
1) Real-Estate Investment Trusts (REITs)
2) Master Limited Partnerships (MLPs)
3) Dividends paid on employee stock options
4) Dividends paid by tax-exempt companies
5) Dividends paid on savings
6) Dividends paid on money market accounts

* Foreign corporations may pay qualified or non-qualified dividends. If foreign corporation IS NOT incorporated in a possession of the United States - non-qualified (There may be exceptions, I've personally never owned a foreign companies stock that pays a dividend but I do know that if the foreign company doesn't have any tax agreement with the IRS and Treasury Department, then it's considered non-qualified).  


April 10, 2016

Clipsvh & I Played Hisoutensoku (Touhou 12.3)


So, the other day, Clipsvh2 and I decided to play some of 'em fighters. It's pretty fun playing 'em fighters with him.

Originally, I wasn't going to post this battle. However, while I was editing I realized he called me by our friends name.

When I realized that I couldn't stop laughing and that lowered my resistance by 80%. With only 20% resistance I obviously failed in preventing myself from posting this battle. Now it will forever be on the interwebs! (Specifically on YouTube) --

Watch my battle against Clipsvh2!
Sakuya Vs. Utsuho
https://www.youtube.com/FailHisoutensokuBattle

You can also check out a quick battle while we talk about the limited supply of figurines and sneakers.
Utsuho Vs. Patchouli
https://www.youtube.com/HisoutensokuBattle


I don't know that much about Touhou, but Clipsvh2 does!
You can also Google it and find a good chunk of information.

- Until next time -- Keep on fishing


April 9, 2016

Price of Oil


Oil has been riding the bounciest roller coaster since May 2015. Now, I don't know if this roller coaster is going to continue, but I believe we haven't seen the end of it -- just yet. However, I do not believe that we'll be seeing $25/barrel anytime in the near future. Recently, it's been hovering around $35-$40/barrel.

I will say -- I do miss $1.25/gal at the gas station. But oil stabilizing is also a great sign for the global economy.

If you guys haven't heard, since January (of this year) the U.S. now has enough oil where it can start exporting it. So, when oil starts rising, America might enter a period where its exports are more than its imports!

Did you imagine that would ever happen? Since the 1970s, America has been importing more than it's been exporting.

I would like to see the U.S. export more than it import before I die -- and I believe it will happen when the the price of oil hits $100/barrel again.

- Until next time -- Keep on fishing
I would love to read your responses on oil. 


April 7, 2016

This Is A Thing


I forgot I had a xHito blog. Does that mean that I'll post regularly? Probably not. Knowing me I'll forget about this again and come back in 4 years.

Cheers to another great 4 years!